• Benefit Elect of Texas

    Eligible and Ineligible Over-the-Counter Medications

    Please review the lists below to determine if your over-the-counter (OTC) drugs are eligible for reimbursement. Eligible expenses must be used for medical care and can be reimbursed when purchased in reasonable quantities without a medical practitioner’s note. Ineligible expenses cannot be reimbursed regardless of their use. The dual purpose list is for items that are eligible for reimbursement if they are used for a medical purpose and are accompanied by a medical practitioner’s note stating that the person has a specific medical condition that it is being used to treat. The list is not all-inclusive.


    (Note: Only valid through 12/31/2010 per the Patient Protection and Affordable Care Act)

    Eligible Expenses

    • Allergy Medicine
    • Antacids
    • Bactine
    • Bandaids/Bandages
    • Anti-diarrhea Medicine
    • Bug Bite Medication
    • Calamine Lotion
    • Carpal Tunnel Wrist Supports
    • Cold Medicines
    • Cold/Hot Packs for Injuries (i.e., BenGay, Tiger Balm, etc.)
    • Condoms
    • Contact Lens Cleaning Solution
    • Cough Drops
    • Diaper Rash Ointments
    • First Aid Cream
    • First Aid Kits
    • Hemorrhoid Medication
    • Incontinence SUpplies
    • Laxatives
    • Liquid Adhesive for Small Cuts
    • Menstrual Cycle Products for Pain and Cramp Relief
    • Motion Sickness Pills
    • Nasal Sinus Sprays
    • Nasal Strips
    • Nicotine Gum or Patches for Stop-Smoking Purposes
    • Pain Reliever
    • Pedialyte for Ill Child's Dehydration
    • Pregnancy Test Kits
    • Products for Muscle Pain or Joint Pain
    • Reading Glasses
    • Rubbing Alcohol
    • Sinus Medications
    • Sleeping Aids used to treat occasional insomnia
    • Special Ointment or Cream for Sunburn
    • Spermicidal Foam
    • Thermometers (ear or mouth)
    • Throat Lozenges
    • Visine and Other such eye products
    • Wart remover treatments

    Ineligible Expenses

    • Chapstick
    • Face Cream, Moisteners
    • Medicated Shampoos and Soaps
    • One-A-Day Vitamins
    • Suntan Lotion

    Dual Purpose

    (must be accompanied by a licensed medical practitioner’s note stating specific medical condition)

    • Acne Treatment (Retin A) - only to treat a specific medical condition such as acne vulgaris
    • Dietary SUpplements or Herbal medicines to treatr a specific medical condition in narrow circumstances
    • Glucosamine/Chondroitin for arthritis or other medical condition
    • Orthopedic Shoes and Inserts (for orthopedic shoes, you can only be reimbursed for the extra cost over buying non-orthopedic shoes).
    • OTC Hormone Therapy and treatment for menopause to treat symptoms such as hot flashes, night sweats, etc.
    • Pills for persons swho are Lactose Intolerant
    • Prenatal Vitamins
    • St. John's Wort for Depression
    • Sunscrean
    • Weight-Loss Drugs to treat a specific disease (including obesity)

    Non-traditional healing treatments provided by licensed professionals may be eligible under certain circumstances. The treatments must be legal. The expenses are not reimbursable if the remedy is a food or substitute for food that the person would normally consume to meet nutritional requirements.